Valuuttasuojaukset, suojausstategiat ja instrumentit – opi lisää näistä Danske Bankin valuuttakoulussa
Tervetuloa Valuuttakouluun! Vietämme kaksi mielenkiintoista aamupäivää valuuttasuojausten ja suojausinstrumenttien merkeissä. Aiheeseen sinut johdattaa webinaarien asiantuntija Morten Thrane Helt, joka on toiminut Danske Bankin strategina jo usean vuoden ajan. Valuuttakoulu-webinaareissa Morten keskittyy erityisesti valuuttasuojauksiin, niissä käytettäviin strategioihin ja suojausinstrumentteihin.
Osa 1: Valuuttasuojaukset – miksi ja miten?
Keskiviikko 7.10. klo 10 – 10.45
Johdatus valuuttasuojauksiin, suojausstrategioihin ja -instrumentteihin
Miksi suojata valuuttariskiä?
Suojausinstrumentit ja johdannaiset: valuuttatermiinit ja valuutanvaihtosopimukset
Some on pilannut keskittymiskyvyn. Tiktok on pilannut nuorison. Ihmiset ovat pilanneet maapallon ilmastonmuutoksellaan. Kaliforniassa on tuhoisat maastopalot ihmisen toimesta. Syntyvyys on laskussa, sillä kukaan ei halua tuoda lapsiaan tähän hiljalleen tuhoutuvaan maailmaan. Maailma on pahempi paikka kuin ennen, kuulee usein sanottavan. Mistä tämä ajatusharha johtuu?
Ihmisellä on luontainen kyky keskittyä pahaan ja unohtaa positiiviset asiat. Media lisää tätä vääristymää entisestään. Kuolema, tuska ja sekasorto vetävät lukijoita puoleensa. Lajiamme ei kiinnosta hyvät asiat, sillä ne eivät ole sellaisia, joista tarvitsisi olla huolissaan. Hyvien asioiden tiedostaminen ei lisää selviytymisemme todennäköisyyttä.
1800-luvulla eliniänodote oli alle 30 vuotta, kun se nyt on globaalisti 73 vuotta. Äärimmäisessä köyhyydessä elää enää 700 miljoonaa ihmistä. Luku on puolittunut viimeisen 20 vuoden aikana ja sama tahti jatkuu edelleen. Vuonna 1996 tiikerit, jättiläispandat ja mustasarvikuonot olivat kaikki luokiteltu uhanalaisiksi. Eivät ole enää – nyt niiden kaikkien määrä on tasaisessa nousussa. Maapallosta on tällä hetkellä suojeltuna 15 % pinta-alasta, vuonna 1900 luku oli vain 0.03 %. Ihmiset elävät pidemmän ja onnellisemman elämän kuin ikinä ennen historiassamme. Meillä on enemmän vapaa-aikaa ja harrastemahdollisuuksia kuin ikinä ennen.
Hyvät asiat eivät pääse otsikoihin. Vielä viisitoista vuotta sitten uutisoitiin siitä, kuinka öljy tulee loppumaan ihan lähitulevaisuudessa. Nyt vastaavia otsikoita ei ole, eikä toisaalta ole ollut sellaisiakaan, missä kerrotaan öljyä vielä riittävän. Ilmakehän otsoniaukkojen korjaantuminen freonien käytön lopettamisen myötä ei ikinä yltänyt iltapäivälehtien etusivuille, vaikka suurin osa meistä on lukenut huolestuneita tekstejä otsoniaukosta ala-asteen oppikirjoista.
Asiat ovat paremmin kuin koskaan aikaisemmin historiassa eikä se ole mielipide. Ihmiselle on luontaista murehtia, se on selviytymisvaisto. Välillä on hyvä ottaa historiankirja käteen ja lukea entisajasta, että hahmottaakseen todellisen tilanteen. Vaikka meillä on omat ongelmamme – ilmaston lämpeneminen, USA:n presidentinvaalit ja tulevien bileiden järjestäminen tai järjestettämättömyys, olen varma, lähes jokainen historiassa elänyt ihminen vaihtaisi paikkoja kanssamme, jos voisi.
Yet again the autumn has brought new career opportunities, as EY has multiple trainee positions open at the moment! We are looking for new talents to join our teams for spring 2021 or autumn 2021, depending on the team. Currently we are looking for Audit Trainees to join our Assurance services in regional offices and Analyst Trainees to the Strategy & Transactions unit in Helsinki. In this blog you will get a peek into our previous trainees and current specialists experiences at EY’s teams – maybe you’ll find a team and position you would like to join?
Henrietta Anttonen, Analyst, Transaction Diligence, Strategy and Transactions
“In the Transaction Diligence team, we work with buy-side and sell-side financial due diligence projects. Usually my day comprises of various data crunching tasks where I look at earnings quality or the financial position of a target firm. During the projects I am also actively in contact with the seller’s side as we ask for materials and explanations for accounting practices and numbers. My days also include drafting these reports after receiving enough insights to the questions derived from the data crunching phase. I find it very interesting to learn about various businesses, products and strategies that most often explain the development in the financials.”
“After working 6 months in this team I have found it useful to have basic skills in handling larger data sets in excel. Basic knowledge of functions and commands in excel come in very handy when doing analysis and saves time in case you are on a busy schedule. Furthermore, an understanding of financial statements is good in order to be able to orientate between balance sheets, profit and loss statements as well as recognizing the impact of one-line items on one another. Finally, I think that curiosity will carry far in this team as all of the transactions have different purchase price mechanism and you will learn more by daring to ask questions and wanting to understand why we are focusing on certain items more than others.”
Henrietta started her career at EY in Finland as Analyst at Transaction Diligence team but currently she is located in Zürich, where she works as Consultant in Financial Services Organisation. If Transaction Diligence team appeals to you, apply by 11th October 2020 here!
Antti Sinkkonen, Senior Consultant, EY-Parthenon, Strategy & Transactions
“I have worked in EY-Parthenon strategy consultancy team since September 2018 and ever since my first week at EY I have had a chance to participate in numerous interesting projects and proposal processes. During my internship I was treated as a full team member and given considerable responsibility over client deliverables and other project work which has resulted in steep learning curve as you might assume. Typically, my work week consists of material preparations, analyzing client material and data and attending client meetings – however every week and workday is different, which is something I personally prefer. In addition, we collaborate a lot with other EY teams both domestically and internationally to find the best people and solutions for our clients.”
“To succeed one should have excellent interpersonal skills, master or at least have previous experience in using Excel and PowerPoint as well as be able to independently analyze data and draw conclusions from it. Understanding causal connections and being able to think strategically while paying attention to details is something that will take you far in this business!”
After Antti’s trainee period in 2018, his career has progressed on wheels from Analyst to Senior analyst promotion this year. Would you like to try out strategy consulting?Apply here the 4th October the latest!
Sina Andersson, Analyst Trainee, Corporate Finance, Strategy and Transactions
“As an intern in the corporate finance team I’ve participated in several on-going projects for clients who are for example selling a part of their company, buying another company or looking to do an Initial Public Offering (IPO). I’ve had the possibility to both work on pitches for possible future clients, as well as work on projects for clients who are already in the process of buying or selling. Some highlights of my internship thus far have been when I had the chance to participate in a client meeting, as well as the fact that the internship has truly been international, as I’ve collaborated with EY M&A teams from other countries during some of the projects I’ve worked on.”
“To get the most out of the internship in the corporate finance team, I would say that great skills in English is a prerequisite and a basic understanding of mergers and acquisitions as well as finance will make the internship more rewarding for you.”
Sina worked as Corporate Finance trainee in summer 2019. This time the team is looking for trainees for spring, summer and autumn periods – being very flexible with the timing of the period. Apply by 29th September here!
Viivi Takovaara, Associate, Assurance
“Every day within audit-services is different and you always learn something new. The size of the client’s organization dictates vastly what you get to do. When you work with smaller organizations you get to do the whole audit process, while as in larger organizations you get to go in depth in individual reviews. The very first days of your traineeship you’ll already be meeting and working with our clients and although it might feel like being thrown in the deep-end of the pool, you’ll continuously have the support of your colleagues – you won’t be left alone. You’re treated as a member of the team, given responsibilities from the get-go and thus, the learning curve is steep. Due to this, you’ll have a good understanding of organizational processes as well as the Finnish business world as a whole.”
“Although the stereotype of using a lot of Excel is true, auditing is first and foremost a customer service business, where you work a lot both in teams and independently. Hence, having good interpersonal skills and an attention to detail are both characteristics which will make your job easier. This will help you a great deal, considering how much of your time is spent with your colleagues.”
Viivi joined EY as Audit trainee for spring 2019, and after the trainee period Viivi got permanent contract as Audit Associate. Would you like to join the audit team? We still have open positions in our regional offices in Lappeenranta, Lahti, Seinäjoki, Pietarsaari, Kokkola and Vaasa – apply here, the application deadlines vary from 30.9. until 31.10.2020!
Did we manage to spark your interest? Please check all the open positions here.
EY hakee tällä hetkellä traineeita tilintarkastuksen, strategiakonsultoinnin sekä yritysrahoituksen tehtäviin. Lue lisää ja hae alta löytyvien linkkien kautta!
Audit trainee Helsinki:
Are you looking for meaningful work where you have the chance to see and affect the Finnish and Global business scene? At EY we are now looking for Auditor Trainees for our Helsinki office to start in December 2020. If you’re nearly finished/finished with your degree, familiar with excel and communicate fluently in Finnish and English, apply now or 27.9.2020 at latest via our career page: http://m.rfer.us/EYSeA2fg1. Also several area offices are looking for audit trainees. More information can be found in EY’s career site https://eygbl.referrals.selectminds.com/student-opportunities.
The EY-Parthenon team (part of EY’s Strategy and Transactions service line) is looking for Analyst Trainees. If you are interested in strategy or operational consulting with a transaction twist seize the opportunity and join our team! Apply now or 4.10.2020 at the latest via our career page: http://m.rfer.us/EYSJPyfuL
Corporate Finance Analyst Intern
Are you an analytical, team-oriented student finishing off your M.Sc. Econ, or Tech? Are you fluent in Finnish and English and have a strong willingness to learn? We at EY are currently looking for talented graduates and young professionals with a business mindset and can-do attitude to join our growing Nordic Corporate Finance team. The position based in Helsinki. Apply now or at the latest before 29.9.2020 via our career page: http://m.rfer.us/EYSAdUfs4
Capital Markets, FICC and Sustainable Finance Internships,
Spring and Autumn 2021
Are you a bright-minded individual with a high interest in capital markets? Are you ready to kick-start your career in one of the largest banks in the Nordics?
Danske Bank is now looking for motivated talents to join our Capital Markets (Debt Capital Markets and Equities), FICC (Fixed Income, Credit and Currencies) and Sustainable Finance internship program in Helsinki. The spring internships last for 7 months starting in January 2021 and the autumn internships last for 5 months starting in August 2021.
An opportunity to gain insight from the best in business
As an Intern you will join our high-performing teams, assist other team members and play an important role in financial modelling, valuation, market research, ESG (Environmental, Social and Governance) and preparation of analysis and presentation materials. You will gain understanding of the financial markets as well as the corporate and investment banking industry while developing analytical and communication skills. In addition, you will have an opportunity to visit other teams and build a valuable network within Danske Bank. The internship may also include a rotation between different teams.
Internships are offered in the following teams:
Debt Capital Markets Origination
Danske Bank Equities
FICC (Fixed Income, Credit and Currencies)
Debt Capital Markets
Sustainable Finance Why join Danske Bank?
We present you with a unique opportunity to establish your career within Capital Markets, FICC and Sustainable Finance and gain valuable insight from several areas of our business. Danske Bank is characterized by an innovative mind -set, and we are looking for employees who strive for development, both of themselves and our organization. If you wis h to develop both personally and professionally, we offer you an inspiring team and committed managers who encourage you to learn. You will join an inclusive work environment where in collaboration with your team you have the chance to deliver your expertise to our business.
Genuine passion for the banking business combined with relevant background
You are a minimum third year university student in Finance, Economics, Accounting, Strategy, Corporate Responsibility, Industrial or Environmental Engineering or Management. Furthermore, you should have a passion for the banking business and high motivation to perform both academically and professionally. Interest in securities, capital markets, sustainability and economics is expected.
As a person, you are analytical, proactive, self-driven and have interpersonal skills. The personal characteristics that we value include eagerness and ability to learn new things, analytical frame of mind and good communication skills in both Finnish and English.
Apply for the position by 30 September. Please attach your CV, application letter and university transcript of records. If you want to hear more about internship positions, please contact Martti Rantanen, tel. +358 50 520 5671.